Note: I am not a financial advisor. I am an investor. Your Higher Self is your best advisor. These are ideas for you to consider as you commune with your Higher Self. Every person has a different set of circumstances, and varying amounts of resources available. Each needs to consider their own situation when determining how to invest their financial resources. A financial planner can give you more specific advice on how to invest your resources.
The transition of the economy to a golden age economy is a time of great opportunity as the economy shifts to the gold standard. Many financial advisors are pessimistic about what they see on the horizon. They have yet to understand the new age that is coming, and how holding the immaculate concept for the economy will transform our lives, and nations. We desire to be prepared, and grow abundantly during the transition.
There are many cross currents flowing through our economy with inflation and deflation often occurring at the same time. The value of a particular asset can depend on many other variables in the economy. That is why asset diversification is recommended when investing. Fortuna has said that we should not put all our apples in one basket.
It is known that many public institutions, companies, exchanges, and banks are riddled with fraud and insolvent. The fraud is much greater than the insolvency that caused the 2008 stock and real estate market crash in the US. The world economy is more connected than ever before. Allof us are affected by what happens in major markets around the world. During this transition, all our stock, bond, real estate, commodity, and currency markets will be transformed into, simpler, decentralized systems in the future.
At the time of the Great Depression in the US, there was a wealth transfer. Wealth was concentrated in the hands of the power elite. A few light bearers were able to read the signs of the time and position themselves. Most were caught off guard. In the transition in progress now, wealth will transfer the other way, to many light bearers. It takes non attachment to your physical resources and listening to your Higher Self in order to place yourself and your assets in the right spot to receive this abundance.
Physical versus Paper Assets, Electronic Assets
It is better to invest in physical assets at this time and limit paper assets. The definition of a physical asset is an asset that has physical existence, such as cash, precious metals, food, supplies, equipment, and real estate. Ownership is held by you outside our computerized public exchanges and institutions. The term paper asset refers to the paper used to print money, the CD certificate, stock certificate or note that you used to receive. when you invested your money before computers were used extensively. Nowadays, most paper assets are really electronic assets. Electronic assets include Stocks, Bonds, CD’s, money markets, mutual funds, checking accounts and cryptocurrencies. You don’t receive those paper certificates any longer, and you don’t hold much cash in your wallet or home. Your asset exists as digital data in some institution’s computer that you can access on line. It’s so much easier for your bank, mutual fund or brokerage house to hold these paper certificates for you in a computer in the bank's name. The problem is, if the institution holding your asset goes bankrupt, the assets they were holding for you are considered part of the bankruptcy assets, and are given to the creditors, and not to you. Another problem is censorship. If the government doesn't like what you say, or write they can confiscate your assets. The exception in some cases is cryptocurriency assets.
The government created the FDIC for banks and the SPIC for brokerages to guarantee at least part of your money in the financial system. If several banks and brokerage houses go under at once, the FDIC or SPIC doesn’t have the personnel or funds to handle it. You might not have access to your funds for a while, for months, years, or never. Banking holidays are another possibility where the banks shut down access to your checking account, debit and credit cards, and ATMs for a period of time. When banks reopen they may limit withdrawals to something like $500 dollars per week effectively keeping you from transferring your money out of the system. Your purchasing power can be lost to inflation before you gain complete access to your money. In past economic panics, one million dollars has been reduced to $500 dollars worth of purchasing power in ten days. These are some of the risks of keeping all your money in the electronic, financial system.
The masters say this is a very physical time and we must be physically prepared. Physical assets are not a liability for someone else. Physical assets generally appreciate at the inflation rate. Electronic assets generally are a liability for some institution. Physical assets eliminate the the possibility of losing your investment due to an institution’s insolvency, inflation or government controls.
Financial Preparedness: 3 week, 3month, and Sustainable
Three Week Plan: Have three weeks of cash and coin in house for expenses because banks may be closed and you may not be able to use credit or debit cards.
Three Month Plan: Have three months of expenses in cash, coin, and or gold and silver.
Sustainable Financial Preparedness for Securing Savings and Investments.
From God of Gold Darshan on July 27th, 2008:
“Consider 25% of your savings minimum in gold and silver. 50% of your savings in materials that you will need for your physical sustenance and sustainability. And the remaining 25% either in land or in funds that are absolutely secure, or cash.”
On cashing out IRA’s God of Gold said:
“This is a personal decision based on amount invested, what withdrawal will mean tax wise, your age, how much you will require for your retirement to the ripe age to which many will live....All factors must be considered, including current potential income, ongoing income. What you may want to do is consider no longer putting money into IRA funds, 401k’s but in other sources and in general if you have $10,000 or more in these funds, we would recommend removal of at least 50%”
The God of Gold suggests diversifying into at least 3-5 different assets. Many people have a high percentage of their assets in one area such as 40lk’s, pension plans, or in real estate. These investments could be illiquid in a crisis.
Sustainable Financial Preparedness for Your Current Income.
Is your job or business sustainable in an economic meltdown? If not, consider developing an alternative business on the side to maintain your income. People will most likely go to a barter system where goods and services will be exchanged. Few will have cash or precious metals. Obviously a hair cutter can still cut hair. Can an accountant still find work? You will have to discern under what economic conditions your current income stream will remain viable. Is there is another income stream you could develop that will be more secure?
An economic crisis is not garanteed. Our consciousness influences the outcome for every situation. It is best to continually visualize a positive outcome to every situation.
A great way to guarantee your future prosperity, no matter what the economic situation, is tithing, the law of the tenfold return. Many masters have spoken on giving, and the tithe. This is the most profitable investment you can make. A 10-fold return equates to 1000% return on your money. If you give 10% of your income now, you will receive 100% of your income in the next cycle. If you want to increase your income you can give more than 10%. If you had $100 dollars, you could invest in a certificate of deposit it would return you $4 dollars per year. You could invest in a dividend stock and receive $10 per year. You could do research on upcoming technologies, and double or triple your money. Or you could tithe, and multiply $100 ten times, receiving $1000 dollars from the law of the ten fold return.
The masters require our financial support to pay the messenger and staff. The staff can then dedicate their time to the delivering the masters word to us during this transition. Many of you are already tithing. Thank you for your support of the Masters! For those of you who are not tithing consider supporting The Hearts Center with 10% of your income as a way tie thee to God. Secure the cosmic flow of abundance to yourself during this time of economic challenge.
In addition to the tithe, consider Seed money in action. Seed money is a gift in order to claim a tenfold return. It is different from the tithe which is a gift after you have received income. Money in circulation is God in action. You can buy a lot of good with your money, and receive a 1000% return. Determine the cost of a project you wish to fulfill, or an object you wish to obtain. Give one tenth of that cost to a charitable cause. If you desire $500 for preparedness, then give a gift of $50, and make your intention known to the universe. Watch for your return. You could receive items of preparedness instead of money as your return. Write it down. Often we do not acknowledge our return, and praise God for it.
The law of the 10-fold return is an excellent deal from God. When we practice it, we are actually expanding our abundance in the economy. Do you desire to help the economy? This is a great way to do it, and help the Masters too. Many of us have invoked this law, and know it works. Why don’t we practice it all the time? We have to continuously engage in activities which keep our prosperity consciousness high, and keep our abundance flowing.
Giving, and gratitude keep our consciousness high. We have to give in order to receive. Remember a key to our financial sustainability is supporting the delivery of the Masters’ word. If we do, we will have prosperity no matter what the economic circumstances.
Suggestions for physical investments in the order of importance
In a recent message El Morya talked about our goals for the future. He said that we must move quickly. Prudent and future vision involving investments in the financial markets are required. Consider all possibilities. Safeguard your resources in institutions, projects and materials that allow for your long term sustainability.
1) Invest in food and water supplies.
Financial commentators have talked recently about supply chain disruptions. It would only take a week for the stores to be depleted if deliveries are interrupted. Commentators have stated this year’s harvest, 2021, from large farms, is inadequate to meet demand. There are floods, drought, extreme cold and heat affecting crops. Shipping, transportation, worker shortages, and pandemic restrictions are restricting the supply chain. Christmas gifts and manufactured goods from China and Asia are expected to become scarce. Prices are rising on meat, coffee, wheat, corn, and soy products, Prices may increase dramatically through the winter.
Similarly natural disasters are likely to occur including trouble with the electric grid which supplies our water. Also cyber attacks could cause all or part of the electric grid or internet to go down. If you have money in the stock market, banks or 401k’s, and you don’t have at least a 3 month supply of food and water, take some out, and spend it on food and water supplies.
Many people can grow their own food in gardens, containers, and sprout. They can stop eating GMO foods, and nutritionally deficit foods such as processed foods, coffee, meat, wheat, corn, and soy. People can eat more fruits and vegetables grown locally to alleviate the supply chain and become healthier.
It is incredible to me how much of the food in our current supply chain is wasted. I receive 70 lbs of produce, weekly, for $12, much of it organic, from Borderland Produce Rescue in Arizona. This organization rescues produce from Mexico that was over produced and can't be sold. Maybe there is a similar organization in your area, or you can buy directly from local farms at quite a cost savings.
2) Invest in other 3 month preparedness supplies besides food and water
Saint Germain has said (3/10/06 & 6/15/06) that he would like each one of us to be prepared for emergencies and evacuations as they are likely to occur and no place is absolutely immune.
Every area in the country is vulnerable in some way even if it's a power outage or being snowed in, it's nice to be prepared with flashlights, canned food, battery operated radios, etc.. The Mormons have been preparing like this for a long time. They find that preparedness also helps in times of economic hardship such as the loss of a job. Even if they are not affected by a disaster they are able to assist their brothers and sisters who have been affected by sharing out of their stored supplies. Another benefit of emergency preparedness is the savings on food by buying quantities on sale or buying in bulk.”
Supplies such as generators, communication systems, bug out bags, storing gas for your car and so on should be your next purchase. If you haven’t completed the 3 month plan use money you have in the financial system to complete it. With inflation running at 10-20% now you’ll make a better return on your money than keeping it in the bank. If you wait for a crisis to stock up, you’ll pay extremely high prices and lose money. Consult with your Higher Self on what to stock after reviewing the 3 month plan so your money is used most efficiently.
3) Keeping a stash of cash and coin.
Keep a stash of cash and coin around. Gold and silver may become too valuable to use for grocery money in a crises and you may not want to alert people if you have it. Cash and coin will be a good backup in such a circumstance. Cash and coin could appreciate in a crisis because people won’t have access to electronic funds, checks, credit and debit cards. The metal in coins, pennies dimes nickel, and quarters may become more valuable than the face value as metals increase in price due to inflation.
www.coinflation.com gives you the current melt value for coins.
4) Investing in gold and silver
God of Gold recommended 25% or more of savings in gold and silver.
Buy gold and silver eagles, Silver rounds, junk silver, Canadian maple leafs or coin issued by your country. For large investors 10, 100, 1000 oz bars are okay too. No numismatics coins unless you are very well informed about that market. These coins valued for collector value instead of bullion content.
http://the-moneychanger.com/numismatic_files/coin_con.phtml gives a good explanation of numismatic coins and lists many of the arguments salesman use to sell the public these coins.
Note: there is a shortage of silver and gold. You may have to pay a premium. Shop around before buying
www.milesfranklin.com, are good sites to compare prices with or to order from.
5) Invest in a safe location.
Determine if you will stay in your current location and invest in that location or invest in a the retreat location. Develop a plan in the next two to three months.
Real estate is less favorably priced from a year ago. The credit industry continues to contract with long wait times for financing purchases.
6) Invest in supplies and materials to be sustainable
Once you have decided on your safe location, invest in ways to renew your supplies to become sustainable. Invest in a wood stove, solar ovens, solar energy, an energy efficient car, ham radio, a green house, a garden, as your finances permit. There is a big budget version and a small budget version for each of these. In a crisis you can help others get through the crisis in exchange for services that they can render for you like working in your garden, or trading chicken eggs to talk with family members on the ham radio, and so on.
7) Safe ways to hold paper assets if you want to keep some of your investments in the financial system
If you feel you must keep all or part of your money in banking system, mutual funds, 401k’s or stock market there are ways you can better protect yourself. First of all don’t believe people in the industry when they say your money is safe. Often they don’t know the truth. Check it out thoroughly yourself. Go to
for their ratings on banks, insurance companies etc. Don’t keep more than $250,000 in one bank and split up your money in two or three institutions.
8) Crypto currencies
Never in the history of economic transitions, has there been the use of electronic money like our current central banking system. Will electronic money lose all value and disappear? Cryptocurrencies are new to the scene and some may have a roll to play for storing wealth outside the central bank system during the transition to the new economy. Some cryptos are attractive as a form of electronic money that is independent of the central bank system. More and more companies are adopting cryptos as a form a payment and storage for wealth. It takes some knowledge and experience to invest in cryptos wisely. It is not necessary to invest in cryptos to get through this transition in the economy. If your are interested, Bitcoin Ben is a good starting point.
The Great Reset
This time has been labeled The Great Reset. I see a monetary system reset, food supply and eating habits reset, government bureaucracy and political reset at federal, state and local levels, health care and education reset, and a debt and commodity market reset, an occupation and business reset among other things. An entire over hall of planetary consciousness and social systems is in progress. It may take a decade or more to complete. It is prudent to be prepared for all challenges that may occur in this transition. Even if you are fine, your preparedness will give you the ability to help others. May the transition into the golden age happen with the highest outcome, according to divine will.